At Shari Saves Homes, we understand the devastating impact that foreclosure can have on families and communities. Our dedicated team specializes in foreclosure prevention services to help homeowners in the Washington, DC metropolitan area avoid the loss of their homes.

With compassion and expertise, we work tirelessly to negotiate with lenders, explore alternative solutions, and provide personalized guidance to homeowners facing financial hardship. Whether you're behind on mortgage payments, in danger of foreclosure, or seeking assistance with loan restructuring, we're here to advocate for you.

Our goal is to help you navigate the complexities of the foreclosure process and find a path towards financial stability and homeownership preservation. Don't face foreclosure alone — let Shari Saves Homes be your trusted partner in safeguarding your home and securing your future.

Emergency Intervention

Immediate action to halt the compounding foreclosure timeline and evaluate all alternative execution protections.

Lender Negotiation

Direct professional negotiation channels with mortgage banks to systematically intercept default notices.

Loan Restructuring

Evaluating loan structure profiles to bring overdue default arrears back to viable baseline parameters.

Homeownership Preservation

Relentless asset preservation designed to protect family equity positions and long-term financial stability.

Get Started in 4 Simple Steps

Our proven process helps homeowners find immediate financial relief.

Step 01

Share Your Story

Tell Us Your Situation: We understand that financial distress can be overwhelming. Share your story with us so we can better understand your challenges and how we can help.

Step 02

Connect for Guidance

Have a Conversation: Let's have a friendly chat to discuss your options and how we can support you. We're here to listen, provide guidance, and offer solutions tailored to your needs.

Step 03

Gather Your Papers

Get Your Documents Together: We know paperwork can be daunting, but we're here to make it easier for you. Gather your important documents, and we'll help you through the process every step of the way.

Step 04

Await The Decision

Once we've submitted your documents, we'll await the lender's decision together. We'll continue to support you during this waiting period and provide guidance on next steps based on the lender's response.

Frequently Asked Questions

Answers to common questions about foreclosure prevention.

Can I apply for a loan modification if I'm behind on my mortgage payments?

Yes, you may still be eligible for a loan modification even if you're behind on your mortgage payments. Our team at Shari Saves Homes specializes in helping homeowners in various stages of delinquency navigate the loan modification process and work towards a sustainable solution.

Can you be turned down for a loan modification?

While it's possible to be turned down for a loan modification, our team at Shari Saves Homes works diligently to present strong cases to lenders and advocate for our clients' best interests. If a modification is denied, we explore alternative options and strategies to help homeowners avoid foreclosure and achieve financial stability.

I already received a notice of default—is it too late for foreclosure prevention?

No, it is not too late. Intervention is possible and often successful even under an active notice of default or a looming sale date. Federal servicing regulations require lenders to pause the foreclosure timeline and review a complete loss mitigation application as long as it is received no later than 37 days before the scheduled auction. We move fast to assemble and submit your package within the regulatory window and fight to halt the sale.

Can the bank foreclose while they are reviewing my loan modification application?

No—this practice, commonly called dual-tracking, is prohibited under federal mortgage servicing rules. Once a complete loan modification packet is received by the servicer, the lender cannot proceed with a foreclosure sale while the application is actively under review. If your modification is denied, you retain the right to appeal, which extends that protection further. We monitor compliance at every stage to ensure your rights are upheld.

Real Stories from Clients

Homeowners just like you trusted Shari to fight for their homes — and won.

"Shari Parish was an angel sent from God! We had our primary and a rental property that, when economy bottomed out, we got behind on payments and had a person helping us to recover, only to find we were being strung along and paying this person who was doing nothing. We were in the moment of losing both properties and Shari was not even sure she could help, however, she attempted and to our surprise and pleasure, she atonishingly brought us through. This has been over 10 years ago and we still contact her occasionally for advice or help and she is always prompt with response, completely caring for every circumstance and patient. I would recommend Shari in any instance - she is gifted and passionate for what she does and a truly genuine person. Thank you Shari!!!"

Teresa K.

April 2026

"Shari is the best; she saved our home. I suppose I should say a little more. When we realized our home had been foreclosed and sold at auction, we had only two weeks before title would pass to the purchaser. Lawyers we called were not interested in taking our case. A tip steered us to Shari. It turns out Shari knows everyone and everyone knows Shari. First, she found a lawyer for us who stopped the foreclosure and canceled the auction. Shari then worked out a loan reinstatement with the mortgage company and what had started out as a huge loss turned into a win. As I said, Shari is the best; she saved our home."

James B.

June 2025

"Shari has experience and is knowledgeable when it comes to foreclosures... Her delivery exceed my expectations. Will definitely recommend."

Christophe W.

May 2025

Explore Our Alternative Support Paths

Loan Modifications

Expert loan modifications to help homeowners facing financial hardship.

Loan Modifications Details →

Mortgage Assistance

Comprehensive support for homeowners facing financial challenges.

Mortgage Assistance Details →

Homeowner Advocacy

Relentless advocacy to protect your rights as a homeowner.

Homeowner Advocacy Details →

Expert Local Mortgage Advocacy Near You

Foreclosure guidelines and loss-mitigation rules vary heavily by state and county lines. Select your local region below to view tailored legal frameworks, regional court timelines, and personalized housing solutions.

Allegany County MD Anne Arundel County MD Arlington County VA Baltimore City MD Baltimore County MD Berkeley County SC Camden County NJ Caroline County MD Charles County MD City of Alexandria VA Clinton County IN Colonial Heights City VA Cumberland County NJ Dorchester County SC Emporia City VA Essex County NJ Fairfax County VA Gloucester County NJ Greene County IN Hopewell City VA Kent County DE Kershaw County SC Lafayette County FL Lake County IN Loudoun County VA Montgomery County MD New Castle County DE Petersburg City VA Polk County FL Prince George's County MD Prince William County VA Richland County SC Salem County NJ Sullivan County IN Sussex County DE Taylor County FL Union County FL Washington DC

Ready to Take the Next Step?

Let's Get Started Today! Fill out our quick form and take the first step towards securing your home's financial future.

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