Shari Saves Homes offers comprehensive mortgage assistance services to homeowners in the Washington, DC metropolitan area who are facing financial challenges. Our dedicated team understands the complexities of the mortgage process and the stress that comes with financial uncertainty.

Whether you're struggling to make monthly payments, facing foreclosure, or seeking guidance on refinancing options, we're here to help. With our expertise in mortgage assistance, we work closely with clients to explore viable solutions tailored to their unique financial circumstances.

From negotiating with lenders to providing strategic advice, our goal is to empower homeowners to overcome obstacles and achieve financial stability. Let us be your trusted partner in navigating the complexities of homeownership and securing a brighter future for you and your family.

Payment Relief

Find solutions when you're struggling to keep up with monthly mortgage payments.

Refinancing Guidance

Expert advice on alternative refinancing options that fit your unique financial situation.

Lender Negotiation

We negotiate directly with mortgage lenders to secure favorable outcomes on your behalf.

Financial Stability

Strategic advice to help you overcome compounding obstacles and achieve long-term peace of mind.

Get Started in 4 Simple Steps

Our proven process helps homeowners find immediate financial relief.

Step 01

Share Your Story

Tell Us Your Situation: We understand that financial distress can be overwhelming. Share your story with us so we can better understand your challenges and how we can help.

Step 02

Connect With Us

Have a Conversation: Let's have a friendly chat to discuss your options and how we can support you. We're here to listen, provide guidance, and offer solutions tailored to your needs.

Step 03

Gather Your Papers

Get Your Documents Together: We know paperwork can be daunting, but we're here to make it easier for you. Gather your important documents, and we'll help you through the process every step of the way.

Step 04

Await The Decision

Once we've submitted your documents, we'll await the lender's decision together. We'll continue to support you during this waiting period and provide guidance on next steps based on the lender's response.

Frequently Asked Questions

Answers to common questions about mortgage assistance.

What is the difference between mortgage assistance and a loan modification?

Mortgage assistance is an umbrella term that encompasses a broad range of programs and strategies designed to help struggling homeowners. A loan modification, on the other hand, is a specific type of assistance that permanently restructures the original note terms—adjusting interest rates, extending the loan term, or re-amortizing past-due amounts to create an affordable monthly payment that fits your current financial situation.

Can I get mortgage assistance if my bank already told me I am ineligible for a refinance?

Absolutely. Restructuring programs are explicitly built for hardships when standard bank refinancing rules turn you away. Refinance denials often stem from rigid debt-to-income thresholds or credit score floors that don't apply to retention workout options like modifications, forbearance agreements, or state-sponsored assistance programs. We help you pivot to the right program when traditional refinancing isn't an option.

Does your mortgage assistance service cost anything upfront?

No. The initial 30-minute consultation and documentation review are completely free with zero pressure. We believe you should understand your options and have a clear path forward before committing to anything. During this consultation, we'll assess your situation, outline potential strategies, and give you an honest evaluation of what we can do to help.

Real Stories from Clients

Homeowners just like you trusted Shari to fight for their homes — and won.

"Shari was excellent. She worked with me and my husband to save our hone. Prior to her intervention, the mortgage company was unwilling to talk to or work with us. It seemed that all doors were closed and all hope was lost. As soon as Shari got involved, all of the stress was removed, and she took care of EVERYTHING!! SHARI TRUELY SAVED OUR HOME and we are eternally grea full. I would recommend her to anyone who is having issues with their mortgage company or facing the risk of losing their home!!"

Glynnis L.

May 2025

"Shari is great she worked continuously on my account to save my home. I never had to wonder what was going with my case because Shari called every single day to let know what was happening. She worked very closely with the mortgage company. etc being the mortgage company denied me with unfounded reason and she did not except that, at no addition charge she did the entire process over again and work just as hard as the first time. I never had a worry about the turnout because was always on top of things Shari came highly recemented by the BB."

Tina S.

May 2024

"Thank you Shari for your help with my loan and for saving my house we really appreciate I will recommend people to work with you."

Ahmad I.

May 2024

"Hello my name is vermel and I've had the greatest experience with Shari.I meet Shari years ago Through a friend. I was going through some rough times with my mortgage and decided to give Shari a call.I scheduled an appointment with Shari and drove to meet her.I was so confused not knowing who to trust or what to do, Shari is such a sweet and kind person I had no other choice but to trust her.She understood what I was going through, which made it easier for me. Shari keep in touch and let me know each step of the way what was going on. I've been through this process with Shari three time and each time was a success. She's a patient angel and I love her for helping me get through that process.Shari is the best that ever did it. The Best"

Vermel C.

May 2024

Explore Our Alternative Support Paths

Loan Modifications

Expert loan modifications to help homeowners facing financial hardship.

Loan Modifications Details →

Foreclosure Prevention

Specialized foreclosure prevention services to help homeowners avoid the loss of their homes.

Foreclosure Prevention Details →

Homeowner Advocacy

Relentless advocacy to protect your rights as a homeowner.

Homeowner Advocacy Details →

Expert Local Mortgage Advocacy Near You

Foreclosure guidelines and loss-mitigation rules vary heavily by state and county lines. Select your local region below to view tailored legal frameworks, regional court timelines, and personalized housing solutions.

Allegany County MD Anne Arundel County MD Arlington County VA Baltimore City MD Baltimore County MD Berkeley County SC Camden County NJ Caroline County MD Charles County MD City of Alexandria VA Clinton County IN Colonial Heights City VA Cumberland County NJ Dorchester County SC Emporia City VA Essex County NJ Fairfax County VA Gloucester County NJ Greene County IN Hopewell City VA Kent County DE Kershaw County SC Lafayette County FL Lake County IN Loudoun County VA Montgomery County MD New Castle County DE Petersburg City VA Polk County FL Prince George's County MD Prince William County VA Richland County SC Salem County NJ Sullivan County IN Sussex County DE Taylor County FL Union County FL Washington DC

Ready to Take the Next Step?

Let's Get Started Today! Fill out our quick form and take the first step towards securing your home's financial future.

Get Started Now