Mortgage Assistance in Prince George's County, MD

At Shari Saves Homes, we provide expert mortgage assistance services to families throughout Prince George's County, Maryland. Our dedicated team understands the unique challenges faced by local homeowners and is intimately familiar with the procedures of the Prince George's County Circuit Court.

Whether you are struggling with unaffordable mortgage payments, facing an active foreclosure notice, or simply need expert guidance navigating your options, we stand ready to advocate on your behalf. Every case is handled personally, and our deep experience within the MD housing market means we know exactly how to position your application for the strongest possible outcome.

Understanding Prince George's County Mortgage Regulations

Maryland operates as a judicial foreclosure state, meaning every foreclosure must pass through the Circuit Court system before a property can be sold at auction. Under Maryland Rule 14-209, the lender files an Order to Docket with the court, and homeowners receive formal notice along with the right to request mediation through Foreclosed Property Mediation (Md. Real Prop. Code § 7-105.1). Once a foreclosure is docketed, the final loss mitigation application must be received no later than 37 days before the scheduled sale date—making timely action critical. Maryland law further provides a statutory right of redemption, though it is limited to court-ratified sale objections rather than a post-sale buyback window. Homeowners facing default in Prince George’s County benefit from the state’s mandatory 90-day pre-foreclosure mediation window, which creates a structured pause where our team can negotiate loan modifications, repayment plans, and forbearance agreements before the auction clock resumes. The Prince George’s County Circuit Court, located in Upper Marlboro, oversees all residential foreclosure proceedings in the county and adheres strictly to the Maryland Foreclosure Process Timeline established under SB 276.

Prince George's County Real Estate Market Insights

Prince George’s County is one of the fastest-growing jurisdictions in the Washington, D.C. metropolitan area, with a median home price that has risen steadily as buyers seek relative value compared to neighboring Montgomery County. The county’s housing market is anchored by strong first-time homebuyer demand, a growing base of federal and private-sector employment, and ongoing transit-oriented development along the Purple Line corridor and WMATA Metrorail stations. For homeowners facing financial distress, the combination of appreciating values and strong buyer demand makes loan modification and foreclosure prevention particularly impactful—preserving homeownership allows families to retain access to accumulating equity rather than losing it at auction. The county’s diverse communities, from established neighborhoods in Bowie and Laurel to rapidly developing areas around Largo and National Harbor, each present distinct market dynamics that influence property valuation, resale potential, and the strategic options available when negotiating with mortgage servicers.

Proudly Serving Homeowners Throughout Prince George's County, Maryland

Our mortgage assistance services are available to residents across all communities within the Prince George's County Circuit Court jurisdiction, including:

Bowie
Clinton
College Park
District Heights
Fort Washington
Greenbelt
Hyattsville
Landover
Largo
Laurel
Oxon Hill
Riverdale
Suitland
Temple Hills
Upper Marlboro

Ready to explore your mortgage assistance options in Prince George's County?

Schedule Your Free Consultation →

Payment Relief

Find solutions when you're struggling to keep up with monthly mortgage payments.

Refinancing Guidance

Expert advice on alternative refinancing options that fit your unique financial situation.

Lender Negotiation

We negotiate directly with mortgage lenders to secure favorable outcomes on your behalf.

Financial Stability

Strategic advice to help you overcome compounding obstacles and achieve long-term peace of mind.

Get Started in 4 Simple Steps

Our proven Prince George's County, Maryland process helps homeowners find immediate financial relief through every stage of their mortgage hardship.

Step 01

Share Your Story

Tell Us Your Situation: We understand that financial distress can be overwhelming. Share your story with us so we can better understand your challenges and how we can help.

Step 02

Connect With Us

Have a Conversation: Let's have a friendly chat to discuss your options and how we can support you. We're here to listen, provide guidance, and offer solutions tailored to your needs.

Step 03

Gather Your Papers

Get Your Documents Together: We know paperwork can be daunting, but we're here to make it easier for you. Gather your important documents, and we'll help you through the process every step of the way.

Step 04

Await The Decision

Once we've submitted your documents, we'll await the lender's decision together. We'll continue to support you during this waiting period and provide guidance on next steps based on the lender's response.

Regional Jurisdiction

Local Advocacy, Anchored in Your Community

Our deep familiarity with Prince George's County, Maryland court systems and housing programs means your case is handled by advocates who know every local deadline and procedure.

Frequently Asked Questions

Answers to common questions about for homeowners in Prince George's County, Maryland.

What is the difference between mortgage assistance and a loan modification?

Mortgage assistance is an umbrella term that encompasses a broad range of programs and strategies designed to help struggling homeowners. A loan modification, on the other hand, is a specific type of assistance that permanently restructures the original note terms—adjusting interest rates, extending the loan term, or re-amortizing past-due amounts to create an affordable monthly payment that fits your current financial situation.

Can I get mortgage assistance if my bank already told me I am ineligible for a refinance?

Absolutely. Restructuring programs are explicitly built for hardships when standard bank refinancing rules turn you away. Refinance denials often stem from rigid debt-to-income thresholds or credit score floors that don't apply to retention workout options like modifications, forbearance agreements, or state-sponsored assistance programs. We help you pivot to the right program when traditional refinancing isn't an option.

Does your mortgage assistance service cost anything upfront?

No. The initial 30-minute consultation and documentation review are completely free with zero pressure. We believe you should understand your options and have a clear path forward before committing to anything. During this consultation, we'll assess your situation, outline potential strategies, and give you an honest evaluation of what we can do to help.

Real Stories from Clients

Homeowners just like you trusted Shari to fight for their homes — and won.

"Shari was excellent. She worked with me and my husband to save our hone. Prior to her intervention, the mortgage company was unwilling to talk to or work with us. It seemed that all doors were closed and all hope was lost. As soon as Shari got involved, all of the stress was removed, and she took care of EVERYTHING!! SHARI TRUELY SAVED OUR HOME and we are eternally grea full. I would recommend her to anyone who is having issues with their mortgage company or facing the risk of losing their home!!"

Glynnis L.

May 2025

"Shari is great she worked continuously on my account to save my home. I never had to wonder what was going with my case because Shari called every single day to let know what was happening. She worked very closely with the mortgage company. etc being the mortgage company denied me with unfounded reason and she did not except that, at no addition charge she did the entire process over again and work just as hard as the first time. I never had a worry about the turnout because was always on top of things Shari came highly recemented by the BB."

Tina S.

May 2024

"Thank you Shari for your help with my loan and for saving my house we really appreciate I will recommend people to work with you."

Ahmad I.

May 2024

"Hello my name is vermel and I've had the greatest experience with Shari.I meet Shari years ago Through a friend. I was going through some rough times with my mortgage and decided to give Shari a call.I scheduled an appointment with Shari and drove to meet her.I was so confused not knowing who to trust or what to do, Shari is such a sweet and kind person I had no other choice but to trust her.She understood what I was going through, which made it easier for me. Shari keep in touch and let me know each step of the way what was going on. I've been through this process with Shari three time and each time was a success. She's a patient angel and I love her for helping me get through that process.Shari is the best that ever did it. The Best"

Vermel C.

May 2024